Don’t Lose Your Business Over An Illness
Don’t Lose Your Business Over An Illness
Get a custom protection plan in less than 60 seconds
Frequently Asked Questions
What is in the protection plan?
If financial security had a cheat code, this would be it.
This plan gives you:
🔥 A complete risk-management playbook—so you're covered against income loss, business disruptions, and unexpected expenses.
🏡 Financial freedom strategies—learn the secrets to buying your first home, paying off your mortgage or securing a stress-free retirement.
📜 Estate planning & ACC optimization tips—so you can protect your assets and make sure your family gets what they deserve.
This isn't financial advice—it's your secret weapon to making confident, informed decisions when you speak to a qualified adviser.
What insurance companies do you work with?
The financial advisors we connect you with work with many of New Zealand’s largest insurance providers, like Southern Cross, AIA, NIB, Partners Life, and more. They’ll compare options across the market to find you the best insurance for your business
How much does it cost?
Absolutely nothing for you! The advice from the financial advisors we refer you to won’t cost you a cent. You’ll pay the same for insurance as going direct, but because these advisors work with multiple providers, they’ll find you the best value and ensure your plan pays out when you need it most.
What is Find Advice?
We help you find the right advice. We are not financial advisors, do not provide financial advice, and are not affiliated with any specific advisors or institutions. Our role is simply to connect you with qualified financial advisors who can solve your specific problem.
How do I setup insurance properly so it pays out when I need it?
Insurance companies assess your health, job, and lifestyle before deciding whether to cover you. This process is called underwriting. Some policies require full medical underwriting when you apply, while others only check your details at claim time.
👉 The problem: If your policy wasn’t properly underwritten at the start, the insurer might find a reason to deny your claim later. This can happen if you’ve taken out a quick, no-questions-asked policy that wasn’t properly assessed.
👉 How a financial adviser helps: They make sure your policy is fully underwritten upfront, so there are no nasty surprises when you make a claim.
MEET THE FOUNDER
Hey, I'm Ryan Melton!
Many business owners worry that financial advisors just want to sell them something.
The problem? Most people don’t know how advisors get paid, what their options are, or whether they’re getting the best deal.
That’s where transparency matters.
I’m not a financial advisor anymore, but I spent four years advising on ~$10 million in client funds. I also host the NZ Business Owners podcast, where I interviewed 100+ financial advisors to understand what really works.
Now, at Find Advice, we’re not financial advisors—we just help you find the right ones—at no cost to you.
Here’s how it works:
No hidden fees: The price you pay for insurance is the same as if you went directly to the provider.
Full transparency: We only work with advisors who disclose their commissions upfront, so you know exactly how they’re paid.
Your feedback matters: The advisors we connect you with are independent from us. If you feel pressured, unhappy, or sense a hard sell, tell us. We’re committed to finding the right advisors, and your feedback helps us do that. Email me anytime at [email protected]